Protecting Those Who Matter Most The slideshow presentation that you would like to view is too large for your current screen resolution. Click here to view to view the slideshow at full resolution. Launch Presentation » Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Did You Know This Fact About Smoke Detectors? Do you know how often to change the batteries on your smoke detectors? What is a Premium? Do you know what a Premium is? Did You Know Your Insurance Claims Aren’t Secret? When you make an insurance claim, it can stay on record for up to seven years. Here's why CLUE reports are important and how they affect your premiums.