While your customers sign a waiver absolving your business from blame for any injuries that they incur while in your facility, it’s not enough to prevent lawsuits. You may be familiar with the following incidents that occurred in health clubs:
Rare as these situations are, they do occur. For protection, you need staunch insurance coverage from an agent who understands the business. Moses Insurance Group can provide you with an insurance program customized to the fitness industry. The right fitness insurance protection needs to be a best practice for your club.
Why is that so important?
According to the International Health, Racquet and Sports Club Association (IHRSA), your industry has experienced continuous growth over the last twenty years. One reason for this is the media. The fitness business is the beneficiary of hundreds of thousands of pages of free promotion every year. This is because the benefits of regular exercise are constantly touted in print, on TV and on the internet.More recently, two other factors have impacted your business:
All of this exposure means you’re probably seeing new members representing non-traditional markets such as seniors, children and sedentary people coming into your club. They want a facility that is safe for exercise. That’s where insurance comes in.
We will make sure your health and fitness club, the owners and your health club members are all fully protected.
We will help you to consider many important coverages, such as:
1) General Liability
2) Professional Liability
4) Umbrella/Excess Liability
6) Crime and Fidelity
We are an experienced health and fitness facility insurer. We will review your club, customer base and exposures to customize a comprehensive protection plan to your business.
Contact us today and discover how we can help protect you against potential losses like those at the beginning of this article. See how we can get you in an insurance “fitness” program that will protect and enhance your health club for many years to come.